When you’ve been injured due to someone else’s negligence, you have two primary paths to seek compensation: filing an insurance claim or pursuing a personal injury lawsuit. A claim is an informal request for compensation made directly to an insurance company. At the same time, a lawsuit is a formal legal proceeding filed in court where a judge or jury makes the final decision. Understanding this fundamental difference is important because it determines everything from your timeline to your costs and potential recovery.

Most people don’t realize these aren’t just different names for the same process; they’re separate approaches with advantages, risks, and requirements. Making the wrong choice can cost you thousands of dollars and valuable time you can’t get back.

If you were injured in an accident and are unsure whether to file a claim or a lawsuit, our personal injury lawyers are here to help. [...]

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